New Ways to Save Money This Year

A New Year calls for new ways to save money and set goals. Am I right? I feel like it happens more often than not. I try not to make a ton of changes, but I know I need to make some. I put together a list for you to enjoy. Pick one or two of them and kick some butt this year!

  1. Cashback Rewards Cards

I love these perks!! You can make easy money by having a credit card and using it on your daily purchases. With the right rewards card, you can save money on anything from your regular bills to your household expenses; you name it, you can earn back from it.

  1. Switch Bank Accounts

I am in the process of doing this now. Some banks have started charging if it dips below a certain amount, etc. Look into this, and make changes. Those little fees can add up over a year.

  1. Use Coupon Apps

You can find some of my favorite choices here. I get money back just by shopping… at a ton of places. Here’s a quick recap: Ibotta, Checkout 51, and Ebates.

  1. Prepare Meal Plans

All you need to do is plan. This step will also make sure that you don’t have the same food every other night. Allow for quick meals, too, because there will be times when you need something fast after a long day… because mom life.

5. Make a Grocery List and Stick to It

I actually started doing all of my grocery shopping online. It is a lifesaver; it is the best way. I can reorder and stay focused. And, seriously, time saver y’all.

   6. Buy in Bulk, but Be Careful

We don’t buy items in bulk that we don’t think we will use swiftly enough. We buy pantry products in bulk because those don’t expire, but if you are going to purchase perishable items, ensure you can use them in a timely manner.

7. Brown Bag Your Lunch

We try to pack our lunches more often than not. I love being able to bring my meal and have limited take-out foods. It makes us more appreciative when eating out.

8. Learn to Use Up Leftovers

I am a huge fan of this action even though my husband might not be. I like to use the remaining food and cook something else from it. Whenever we have ham leftover, we create a ham and cheese noodle casserole. MMM soo yummy.

We will add more options in as time goes on, these are just some super simple ways for you to take charge of your savings now. What are some ways you save money?

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